Misuse and non-use of information acquisition technologies in banking
Learning and location
Intergenerational effects in the diffusion of new technology : the case of mobile
Intergenerational effects in the diffusion of new technology : the case of mobile phones
Vertical differentiation, asymmetric information and endogenous bank screening
Entrepreneurship and financial markets with adverse selection
Vaikutusarvioinnit osaksi päätöksentekoa : miten varmistamme politiikassa, että teemme oikeita asioita
Miten varmistamme politiikassa, että teemme oikeita asioita
Vaikutusarvioinnit osaksi päätöksentekoa :
Research and technological development policies in Finland in the era of EU membership
Does distance matter in deposit supply? : a bank-level study
Industrial economics studies insurance markets
Asymmetric information and the market structure of the venture capital industry
Demand for mobile internet : evidence from a real-world pricing experiment
Toivanen, Otto
Suomen tieteen tila : ruusuja vai risuja?
Do financial constraints hold back innovation and growth? : evidence on the role of public policy
Choosing standards
Investment, R&D, subsidies and credit constraints
Equilibrium in financial markets with adverse selection
Monitoring and market power in loan markets
Sääntely, kilpailutekijät ja kilpailu Suomen vakuutusmarkkinoilla : esitutkimus